We are an independent employee benefits consulting and actuarial services firm helping to bring high-quality, cost-effective benefits to working people and their families.
Talk to an advisorWe offer industry-leading advisory and analytic services focused on optimizing benefits, increasing participant engagement, controlling costs, and mitigating risk.
Consulting and actuarial services designed to maximize the longevity and security of retirement programs.
Retirement
Creative solutions for providing benefits, controlling costs, and supporting participant health and well-being.
Health Benefits
Consulting on drug pricing and PBM contracting to optimize fully insured and self-insured pharmacy benefits programs.
PBM Consulting
Financial modeling, analysis, and consulting for multiemployer and public sector retiree health plans.
Retiree Health
Full-service employee benefits communications consulting designed to increase engagement and improve participant experience.
CommunicationsDrug rebates are meant to lower costs, but limited transparency and misaligned incentives raise questions. Learn how employers can evaluate PBM practices and ensure their plan delivers real value and long-term savings.
Read moreInterest in psychedelic-assisted therapy is rising, but coverage in multiemployer plans remains rare. Learn how sponsors can evaluate this evolving space—and why communication is key to improving access, safety, and awareness.
Read moreResearch shows that health care utilization—not just high prices—is the main driver of spending variation across U.S. counties. Learn how plan sponsors can address both cost and volume to improve value, and why local patterns matter more than ever.
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We are small enough to be nimble and flexible in developing creative solutions customized to the unique needs of each client.
We specialize in collectively bargained plans and have a deep knowledge of multiemployer benefit plans, issues, and trends.
We help solve our clients’ most complex problems, delivering proactive consultation, creative solutions, and high-quality analysis.
We care about our clients and go the extra mile to build strong, long-lasting client relationships.
We have an exceptionally well-qualified staff that is highly trained and up to date on best practices, with deep industry expertise and experience.